I’ve found this approach to work well for myself:
Its not TR way (as TR doesn’t really consider HR), but, a) it simply works, b) there is no stress worrying about tracking ftp changes (down and up), c) results in productive workouts, and d) results in a fairly quick return to fitness as seen by power-to-HR.
My usual timeline to a return to fitness is twice time off, as mentioned here Detraining 8 weeks in Olympic champion rower and by Jeff Linder of NorCal Cycling YouTube channel High HR after 2 Weeks Off - #3 by WindWarrior And FWIW I’m older and not elite. But that “4 weeks off = 8 weeks to fully return to fitness” rule of thumb has repeatedly held true for 2 weeks off and 4 weeks off.