Nothing, repeat, NOTHING legal allows you to target fat loss in specific locations on your body.
Any product or supposed fitness professional claiming otherwise is talking total and utter BS. They are telling you what you want to here. It is a lie.
The rate and location you lose bodyfat is a function of your genetics. Some lose bodyfat from their back first, then legs, some lose it evenly.
Generally, men carry most of their subcutaneous fat on their torso, particularly the abdominal area and lower back. Sadly, it is usually the last site to see fat loss in a majority of men. Women generally carry bodyfat on their legs and bottom. Again, given the overall percentage, it is often the last place to lose the fat.
This is just the reality. It means men only get veins on their abs when they are VERY lean. However, women often have incredibly lean abdominal areas while still carrying significant bodyfat on their lower body.
The lucky ones carry bodyfat evenly and lose it evenly. I HATE THESE PEOPLE 
Solution. Tighten up your diet further, do more zone 2 riding or do any exercise in a fasted state. Try intermittent fasting with zone 2 fasted riding. That is, from my experience, the fastest method of dropping bodyfat. Long Z2 rides, totally fasted.
The final 2 to 5kgs that get you āshirt offā lean with incredible abs or toned legs and booty is BY FAR, the hardest part of any weight loss program. Itās the most rewarding weight loss as you ālookā lean and fit, but each final kg is harder to lose, it requires more and more diet control and unrelenting will power.
Any healthy human can achieve an incredible lean physique, however it takes long term consistent calorie control and often immense will power.
You can definitely get there. Stay consistent and steadily increase your choice of calorie restriction techniques.